The information contained is provided for informational purposes only and is not intended to represent any endorsement, expressed or implied, by USAA or any affiliates. Content may mention products, features or services that USAA Federal Savings Bank and/or USAA Savings Bank do not offer. The USAA Advice Center provides general advice, tools and resources to guide your journey. But don't forget to refill the tank, because you'll pay a hefty per-gallon price if you don't. You could save money by filling the tank yourself instead of signing up for the prepaid fuel option. But be aware that these prepay rates could be subject to other terms and cancellation fees. See note2 Some even boast a 35% discount. Some rental agencies have "pay now" offers that cut a significant amount from your rental rates. For example, most agencies add a fee if more than one person will drive the car. Go over the terms of your rental contract to avoid penalties or surprise charges. Walk around the car with the agent before you leave so you're not held responsible for damages you didn't cause. Follow the rules.ĭon't be so quick to grab the keys and head out. Collision damage waivers are expensive, so check if you need it. For more details, review USAA's Coverage for Rented Vehicles. For example, member benefits at USAA could include liability coverage. Forgo insurance if you don't need it.Ĭheck with your auto insurance company and your credit card company to determine what kind of coverage you already have. Also keep in mind that under-age driver and additional driver fees can add up. Rental agencies make their steepest profits from insurance and other add-ons such as a GPS system. While comparing rates among companies, consider the not-so-transparent fees. See note1 You'll also find coupons to help get the lowest price. To compare rates between the four major rental car companies that offer the best benefits with one simple search, use the USAA Car Rental Comparison Tool. You may receive additional offers such as double upgrades. Memberships in USAA and motor clubs can help you score the best deals. If the agency can't provide the car you reserved, it may offer a complimentary upgrade. This is especially true during heavy travel seasons when fewer cars are available. You'll increase the odds of getting what you want. Here's how to look beyond the lowest-per-day rate and rent a set of wheels you can afford to love: With simple research and planning, it can also be an economical and efficient way to go. Also, Chase Sapphire Preferred will be offering primary liability coverage sometime later this year, and American Express offers Premium car rental protection for an extra fee per rental.Whether you're planning an adventure on the open road, or just a way to get from the airport to your home or hotel, a rental car can fill the bill. (of note, since this article’s publication, there is no more Chase Fairmont card). Here is an article on the current credit cards that offer primary rental insurance coverage. Daraius from Million Mile Secrets provides a good explanation of car rental insurance here, and notes, “ is the most important rental car insurance coverage to have because the liability of a serious car accident could be hundreds of thousands or millions of dollars!”, and I agree. Most rewards credit cards with which you book your rental car provide secondary insurance, ie it’s insurance kicks in after your primary auto insurance is tapped out. Not a huge savings, but this is just a hypothetical example. When going through the regular non-USAA site, it’s $169.20, and doesn’t include primary liability insurance. All of these benefits combined are why I usually rent through USAA, even if the fee is a little higher than on Hotwire, Priceline, etc.Īs an example, using Avis’ USAA site, I was able to book a hypothetical car at Las Vegas from Sept 17th – 21st, over a weekend, for $159.13 for a subcompact. Also, and this is huge, USAA provides primary liability coverage if you rent with one of these 4 companies through their website! Finally, they waive most fees associated with these rentals, including the additional driver fee and the under age 25 fee. One of the lesser known benefits that USAA provides concerns rental cars, specifically discounts with certain companies – Avis, Budget, Enterprise, and Hertz. USAA is my favorite bank, and one of my favorite companies, for many reasons – customer service, ease of use, portability, and benefits.
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